DR. ALEJANDRO M. CORTÉS. Artificial Intelligence–Driven Credit Scoring and Real-Time Risk Analytics in Digital Lending Platforms: Theoretical Foundations, Regulatory Tensions, and Financial Inclusion Implications . Sciencebring Scientific and Management Studies, [S. l.], v. 5, n. 10, p. 183–191, 2025. Disponível em: https://sciencebring.net/index.php/sqrd/article/view/64. Acesso em: 27 aug. 2026.