Dr. Alejandro García, “Digitalising Trust: Regulatory Design, Risk, and Inclusion at the Intersection of AI, Big Tech, and Banking”, ssms, vol. 5, no. 11, pp. 159–169, Nov. 2025, Accessed: Aug. 27, 2026. [Online]. Available: https://sciencebring.net/index.php/sqrd/article/view/19